From 30 years of experience, the Law Offices of William B. Kingman, P.C. assists both debtors and creditors in bankruptcy cases. Attorney Kingman represents creditors in Chapter 7, Chapter 11 and Chapter 13 bankruptcy cases.
Helping you find debt relief
When mounting debt begins to feel unmanageable, bankruptcy can provide relief. Mr. Kingman helps you decide if filing for bankruptcy is the most effective way for you to take control of your debt.
Negotiator of debt relief options
Bankruptcy is not your only option for managing extensive debt. Mr. Kingman is an experienced negotiator who routinely works with creditors to develop out-of-court solutions that avoid bankruptcy. He frequently negotiates a smaller debt amount payable in more manageable monthly installments.
Debt analysis assistance
Mr. Kingman has been assisting business debtors with overwhelming debts for 17 years. He analyzes your case to determine if bankruptcy will advance your immediate and long-term financial goals. He reviews your debts, income and expenses, and explains the full effects of bankruptcy on your business and access to credit. If bankruptcy is the right choice, he provides detailed information about the bankruptcy process and a complete picture of the outcome you should expect. His upfront approach to bankruptcy gives you confidence in your financial future.
Reprieve through automatic stay
Filing a bankruptcy petition automatically triggers a stay, meaning creditors must immediately stop collection efforts, including letters and phone calls. Mr. Kingman corresponds with your creditors from the moment you file for bankruptcy and acts entirely on your behalf.
Your bankruptcy options
Chapter 7 bankruptcy
Chapter 7 bankruptcy is available to individuals and businesses looking to quickly and simply resolve your debts. Provided you pass the court’s means test, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. Because many household and personal items are exempt, you can make a fresh start with limited disruption to your life.
Chapter 11 bankruptcy
For corporations, partnerships and sole proprietorships, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan.